• Dream. Invest. Grow. Freedom.

    Take Control and Achieve Your Goals.

    We are here to Advice and Guide you along the way!

  • Why Priva?

    Priva Financial is an innovative financial services and financial advisory company. Priva Financial is on the mission of providing cutting edge investment solutions and advice to investors - both to the mass affluent and directly to institutions through a tailored consultative service.

    Our Approach

    Tailored Solutions.

    At Priva Financial we believe that one-size-fit-all is not the right approach. Each individual, small business, or corporation have their own requirements and goals to meet. We provide financial services, advice, and solutions to clients tailored to their unique needs. We are not captive to any firm so the solutions we pick and recommend are based on each product's strengths and keeping your best interests in mind.

    Financial Needs Analysis

    Reach Your Financial Goals.

    We provide a free Financial Needs Analysis (FNA) based on the information provided and we will identify solutions and strategies that could:

    • Address your current concerns
    • Fill potential gaps
    • Minimize your tax exposure
    • Reduce your investment risk

    We are licensed in most of the states in the US.

    Call us to schedule your free consultation at 972-884-0224

    Our Services

    Diversified Product Portfolio. One Stop Shop.

    We can advice and help you with:

    • Worry Free Retirement Planning
    • Kids Education Savings
    • Tax Saving Investments
    • Oil & Gas Investments
    • Land Banking
    • Commercial Real Estate Notes
    • Will & Trust
    • Group Life Insurance
    • Group Health Insurance
    • Indexed Universal Life Insurance
    • Guaranteed Universal Life Insurance
    • Term Life Insurance
    • Final Expense Life Insurance
    • Guaranteed Issue Life Insurance
    • Mortgage Life Insurance
    • Key Person Life Insurance
    • Index Annuities
    • Fixed Annuities
    • Medicare Supplement
    • Medicare Advantage
    • Self-Directed IRAs / 401ks
    • Private Foundation Corporation or Trust
    • Charitable Remainder Trust
    • Donor-advised Fund
    • Family Limited Partnership
    • and more!

    We are licensed in most of the states in the US.

    Call us to schedule your free consultation at 972-884-0224

  • Drop Us A Note

    Don't be afraid to reach out. You + us = awesome.

    We are licensed in most of the states in the US
Privacy Policy
Last Updated: 8/30/2018
This Privacy Policy Applies to www.PrivaFinancial.com as Well as All Associated Linked Sites Where It Appears (the “Site”.)
This policy describes how Priva Financial, LLC. (“Priva Financial”, “we”, “us”, or “our”) treats personal information that we collect from you when you use our Site or our services. It applies to information we collect on our Site and other associated sites where it is posted. Read this policy to learn about how we use your information and your choices with respect to your information. By using our Site or any of our services, you consent to our privacy practices. We value the privacy of our users and visitors and make it a priority to protect any personally identifiable information that we collect, use, or disclose. This Privacy Policy is incorporated into and is subject to Priva Financial’s Terms of Use [Insert hyperlink]. Capitalized terms that are used in this Privacy Policy but not defined shall have the meanings ascribed to them in the Terms of Use.
Scope of Privacy Policy.
Priva Financial is a life insurance agency that specializes in obtaining cost effective life insurance. Priva Financial uses the information that you provide about yourself and your health condition(s) to obtain free instant quotes from top-rated insurers, customized based on your desired coverage amount and term (the “Services”.) Our Services are limited to assisting individuals in obtaining life insurance and in order to do so, we require certain individually identifiable information about you, including certain health information. We are not subject to the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”); however, the privacy and security of your information is important to us and we have adopted industry standard security practices to safeguard your information. This Privacy Policy describes how we use and disclose your personal information. This Privacy Policy does not reflect the privacy practices of any insurance carriers or other business partners with whom we may share your information, and we are not responsible for their privacy policies or practices. Please contact your insurance carrier if you have questions about their privacy policies and practices.
Services are Intended for Individuals within the United States.
Our Services are intended for individuals located within the United States. We do not knowingly collect any information from an individual located within the European Union or market to individuals residing in the European Union. By accessing the Services from the European Union or other regions of the world with laws governing data collection and use that may differ from U.S. law, you are consenting to the transfer of your personally identifiable information outside of those regions to the United States and acknowledge that you may not have the same protections.
We Collect Personal Information From and About You.
We collect information that you provide. We collect user provided information. We collect personal information from you when you apply for insurance products and services through our Site. For example, when you apply for insurance products and services, we may ask you for your date of birth, social security number, address, phone number, driver’s license number, employment, financial, family and housing information, existing life and health insurance coverage information, activity information, health information, bank account and/or credit card information, and other information. We may also collect information from you during subsequent visits to our Site, or when we communicate with you via telephone, e-mail, or other means.
Automatically collected information. When you visit our Site, whether or not you register to use our Services, Priva Financial may send one or more cookies to your computer. Cookies remember information about your activities on a website. We also use web beacons which are electronic images that allow us to count visitors who have accessed a webpage. These tools allow us to track and analyze aggregated usage data about our Site. This information may be shared on an anonymous aggregated basis with third parties. Please review your web browser "Help" file to learn the proper way to modify your cookie settings. If you remove cookies, however, you may not have access to certain services or features available on the Site. You cannot remove or block web beacons as they form part of the content of the web pages; however, web beacons work in conjunction with cookies, and turning off cookies will prevent web beacons from tracking your user activity on our Site. The beacon can still account for an anonymous visit, but your unique information will not be recorded. Third party content displayed in connection with the Services may also contain cookies set by such third party. Priva Financial does not control these cookies and you should check the privacy policy of such third party to see whether and how it uses cookies. The Site also collects certain standard Internet log information that you do not visibly enter, such as your IP address, browser type, referring or exit pages, click stream data, and HTTP protocol elements.
Information We Collect From Third Parties. When you apply for the insurance products and services offered through our Site, we may collect information from third parties to, among other things, verify your identity; assist in the underwriting of your application; make eligibility, risk rating, policy issuance and enrollment determinations; obtain reinsurance; administer coverage; administer claims; protect against fraud; and conduct other legally permissible activities. If another company refers you to us, we may collect your information from that company in order to process your application for the insurance products and services offered through our Site. We may collect your identifying information (for example, your name, address, e-mail, telephone number, and/or date of birth), financial information, health information, driving record, criminal history, activity information, and/or other personal information from these third parties. We may also implement third party content, such as textual or graphical links, on the Site which allow the third party content provider to read and write cookies to your browser, or implement similar tracking mechanisms, in connection with your viewing of that third party content displayed on the Site or otherwise made available through the Services. This information is collected directly by such third party, and Priva Financial does not participate in that data transmission and is not responsible for the privacy practices of such third parties.
We Use Information As Disclosed and Described Here.
We use your information to help obtain life insurance quotes for you. If you choose to provide personally identifiable information to us through the Site, we may use that information for the intended purposes, for example, to quote, apply for, and help issue you a life insurance policy. Applications for insurance become the property of Priva Financial and may be used for any purposes ordinarily associated with such applications and retained in accordance with our processes and applicable law. If you apply for an insurance product, we may use your personal information to deliver your products and services, provide you with customer service, and communicate with you during the life insurance application process, and as we deem appropriate for our internal business purposes and to fulfill our legal and regulatory requirements.
We use information to respond to your requests or questions. We use your information to respond to your questions. This includes questions about our Services or your relationship with us.
We use information to improve our products and services. We use your information to improve our Site and Services. We use your information to customize your experience with us. We also use your information to serve you specific content that is most relevant to you.
We use cookies and web beacons. We may use cookies and web beacon information to: (a) remember some of your information so that you will not have to re-enter it during your visit or the next time you visit the Site; and (b) monitor aggregate information such as total number of visitors and pages viewed.
We use information for limited marketing purposes. We do not sell and will not give your personal information to any unaffiliated entity for any marketing purpose without a joint marketing arrangement. You may tell us not to share your information with our affiliates for their own marketing purposes or unaffiliated business partners as part of a joint marketing arrangement. We may use your personal information to provide you with information about life insurance products that may be of interest to you.
We use information to communicate with you for notice and other transactional purposes. We may use your information to contact you about this Privacy Policy or our Terms of Use.
We use information for security purposes. We use your information to protect our company and our users. We also use your information to protect our Site. We may use your information to prevent, discover, and investigate violations of our Privacy Policy or Terms of Use.
We Combine Information.
We combine information that we have collected offline with information we collect online. We combine information that we have collected across other third party sites. We combine information collected across devices, such as computers, mobile devices, and connected devices, subject to your consent. We also combine information we get from third parties with information we already have.
We May Share Information With Third Parties.
We share information with your consent. We may share your information with companies, organizations, or individuals outside of Priva Financial when we have your consent to do so.
We share information with our business partners to provide you with products and services requested by you. We may share your information with life insurance companies, reinsurance companies, and their respective administrators, vendors, agents, and third party service providers, including but not limited to insurance support organizations that are engaged in services related to underwriting and issuing life insurance policies as needed to provide you the insurance products and services that you request.
We may also share your information with third-party vendors, advisors, consultants, underwriters, actuaries, and other service providers that perform services on our behalf, as needed to carry out their work for us, which may include billing, payments, background check services, service fulfillment, web hosting or providing analytic services. We provide only as much information as is needed for these third-party vendors, agents, and other service providers to perform services on our behalf. Where possible, we only provide de-identified and aggregate data which does not individually identify you.
In addition, if you were referred to us by another company, we may share your information with that company as necessary pursuant to the terms of our agreement with that company and to provide you the insurance products and services that you request.
We share User Uploaded Data. Services may enable you to share certain additional information such as data collected from connected devices, which may be combined with other data about you in order to obtain insurance products and services on your behalf. Any information that you choose to upload may be accessible by third parties in connection with obtaining life insurance products. Once you make your information available to others in any of these ways, it may be collected and used by the recipients without restriction and subject to those third parties’ privacy policies and terms of service.
We will share information if we think we have to in order to comply with the law or to protect you or ourselves. We may share your information with companies, organizations, or individuals as required by law or subpoena or if we reasonably believe that such action is necessary to (i) comply with any applicable law, regulation, legal process, or governmental request; (ii) enforce our Terms of Use, detect, prevent, or address fraud, or to protect the security or integrity of our Site and the products and services offered through our Site; and/or (iii) exercise or protect the rights, property, or personal safety of us, our users, or others.
We share non-personally identifiable information. We may de-identify information about you or aggregate it with other information from other users in a manner that cannot be used to identify you and we may share that information with other parties. Information shared with third parties is subject to those parties’ privacy policies and terms of use, as well as any contractual arrangement that we may have with those parties. These third parties may use, transfer, sell, or otherwise commercialize de-identified analytic information without additional notice to any individual. De-identified information will not identify any particular individual and cannot be used, alone or in conjunction with other information, to determine the identity of any individual.
We may share information with a successor to all or part of our business, as permitted by law. If part of our business is sold, we may include user information as part of that transaction. Where legally required, we will give you prior notice and if you have the legal right to do so, allow you to object.
We may share information for other reasons we may describe to you.
You Have Certain Choices About How We Use Your Information.
Restrictions on personal information. You may decline to enter any or all of your personally identifiable information, in which case we may not be able to provide to you with a full array of products and services, and the quotes we obtain may not be as favorable.
You can opt out of certain marketing. To stop receiving our marketing communications please email us at hello@Privafinancial.com. If you opt out of marketing emails you will continue to receive messages from us about your relationship with us where permitted by law.
Access and amendment of your information. Upon request, we will provide you with a copy of the personal information we have on file for you. You must make your request in writing. Generally, we will provide you with copies of all information within our possession and control. For legal reasons, we may not provide information we learned as part of a claim or lawsuit, unless required by law. To request a copy of your information, please contact us using the contact information at the bottom of this Privacy Policy.
If you notice any errors that you are not able to update yourself, you may contact us using the contact information provided at the bottom of this Privacy Policy, and request that we correct your information. If we determine that the information is inaccurate and we are the source of the error, we will correct the information. Because we collect information about you from a variety of sources, we may ask you to contact the source of the information to correct the information. You may dispute our findings in writing and we will include your statement whenever we give your disputed information to anyone else.
Our Site is Not Intended for Children.
Our Site and Services are meant for adults. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or legal guardian and think your child under 13 has given us information, you can contact us using the contact information at the bottom of this Privacy Policy. Please mark your inquiries “COPPA Information Request.” If we learn that personally identifiable information has been collected from persons under 13 without their parent's or legal guardian's consent, then we will take the appropriate steps to delete this information.
Parents can learn more about how to protect children's privacy on-line here.
We Use Standard Security Measures.
The privacy and the security of your personal information are extremely important to us. While no website, database, or system is completely secure or “hacker proof” and we cannot guarantee that it is, we have security practices and procedures in place to prevent unauthorized use or access to your nonpublic personal information. These include using SSL encryption for transmitting sensitive personal information through the Site and restricting access to nonpublic personal information about you to those employees or service providers who need to know the information to provide life insurance products or services to you. We have entered into agreements with certain business partners that require them to respect the confidentiality of all customer information.
You will register for Priva Financial’s Services by creating an account. We use industry standard processes to keep your information safe; however, you control your account password. We need to be able to assume that anyone using your account, by using your password and credentials, is you. Priva Financial will never ask you for your password and you should not share it with anyone. Always use a unique, hard-to-guess password. If you are ever concerned about the security of your account, reset your password.
If Priva Financial learns of a security systems breach, we may attempt to notify you electronically so that you can take appropriate protective steps. Priva Financial may post a notice on or through our Site if a security breach occurs. Depending on where you live, you may have a legal right to receive notice of a security breach in writing.
California Residents.
If you reside in California, you have the right to ask us one time each year if we have shared personal information with third parties for their direct marketing purposes. To make a request, please send us using the information at the bottom of this Privacy Policy.
You Can Contact Us About This Policy and Your Information.
If you have any questions about this Privacy Policy or our data practices, you may email us at hello@Privafinancial.com. When you write, include your name, address, and policy or account number.
We May Update This Policy.
This Privacy Policy may be updated from time to time without further notice to you and this will be reflected by a "Last modified" date above. Please revisit this page to stay aware of any changes. By continuing to use the Services and our Site, you are consenting to the terms of the then-current Privacy Policy.